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Every little bit counts – especially when it comes to saving money on your mortgage when rates are rising.
So now I have your attention, it’s time to look at how changing one standard feature such as the frequency of repayments on your home loan can save you a surprising amount off your mortgage. (more…)
Pretty soon we’re going to start seeing advertisers including the word ‘Christmas’ in their ads as we ride the financial rollercoaster toward the last quarter of the year.
And for many of us, although Christmas brings with it the thought of a busier social calendar, it’s also traditionally the most expensive period of the year – which more than often results in a financial hangover that ironically occurs at the same time you’re trying to celebrate the promise of a fresh start to a New Year.
So if you’re a borrower who’s really feeling the pinch from rising rates and that scenario all too familiar to you – the very thought of it should be enough to make you read on……. (more…)
Of course we know it’s better to give than to receive, but it’s still hard to beat receiving a cheque from the Tax Office. It’s one of those few times when you feel that rush of blood from having what is often seen as a cash bonus in your hot little hands.
However, if you’re also one of those people who starts to sweat when credit card or bank statements land in your mailbox - rather than feeling like that tax return is burning a hole in your pocket, instead, make it burn a hole in something that will take the pressure off you financially. (more…)
Masterchef…. love it or loathe it – more than one million viewers can’t be wrong as they sit glued to their televisions each weeknight wondering whether they could perfect the art of creating an Adriano Zumbo dessert or a Maggie Beer Terrine.
So regardless of whether you’re into it or not, there’s no doubt Masterchef has done its bit to shift the mindset of many Australians to re-focus on what they can do in the sanctity of their own home.
As has already occurred, the Masterchef phenomenon has already affected some consumer spending patterns. Sponsors of Masterchef (and there are many) are enjoying interest in their products as families and aspiring cooks around the country get inspired to have a more concerted go at entertaining at home by ‘plating up’ to friends and family.
But what exactly does this have to do with the average borrower?
It’s important to have a good savings record. Being able to demonstrate a track record of putting money aside could make all the difference in reaching a number of goals. Check out these tips on SMH Money. http://bit.ly/bidioC