rate rise

When do you know it’s time to refinance?

Monday, March 29th, 2010

As competition between lenders heats up again, borrowers need to recognise the tell-tale signs that it could be time to refinance and see if they can get a better deal.  

Whilst it’s common for many borrowers to occasionally feel frustrated by their mortgage, it is another thing altogether to determine whether it’s financially worth acting and the time is right to move to greener pastures. (more…)

A warning for first home buyers:Don’t let your home purchase be a house of cards

Friday, March 26th, 2010

First home owners tipped to embark on their home ownership journey this year need to be reminded not to fall into the trap of dropping the financial ball after the initial thrill of the purchase.

There is a common tendency for many first home owners to want many of the things that go with a home, without having the patience to wait until they can comfortably afford to buy them. (more…)

Non-Bank Lenders – a refreshing alternative!

Tuesday, March 23rd, 2010

2010 has turned into the year where non-bank lenders have escaped the shadow of the big banks! And with interest rates on the rise, competition is getting stronger which means consumers can gain greater value out of their loans if they do their research. (more…)

TIPS TO HELP BRACE FOR MORE RATE RISES

Friday, March 19th, 2010

The latest official interest rate rise has already made some borrowers realise they’ll have to tighten their financial belts if they’re to be prepared for more rate rises later in the year.

And there are several ways to improve your household cash flow, so you can lessen the impact of higher mortgage repayments when it does eventually happen: (more…)