Lender
Friday, May 20th, 2011
The news seems to be getting worse for borrowers over the last week. (more…)
Posted in Uncategorized | May 20th, 2011 No Comments » Tags: Budget, Federal budget, Interest Rates, Lender
Tuesday, October 5th, 2010
You’re about to borrow a significant sum of money for a property – probably the most you’ll ever borrow from anyone.
So stop now and ask yourself, have you taken the time to do some homework and find out more about who’s actually going to lend you that money? Because if you haven’t yet considered this, there’s no better time than now to find out why its so important. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Refinancing | October 5th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, First Home Savers Account, Home Loan, Home Loans, Invest, Lender, Mortgage, non-bank lenders, Property, Refinance, Upgrade, Variable loan, variable rate
Friday, August 13th, 2010
When PM Julia Gillard asked the audience in this week’s public forum how many could afford to pay their mortgage if they weren’t working, only a handful of the 200 strong crowd raised their hand….which based on experience, isn’t that surprising.
Because although purchasing a home and taking out a mortgage is often the single biggest financial outlay of a person’s life, not many people stop to consider how they would service a mortgage if they become sick or injured or out of a job.
(more…)
Posted in Uncategorized | August 13th, 2010 1 Comment » Tags: Insurance, Lender, Mortgage
Friday, July 9th, 2010
You may have heard the term National Consumer Credit Protection Act mentioned lately. So what exactly is it – and what does it actually mean for borrowers? (more…)
Posted in Home Loan Tips | July 9th, 2010 No Comments » Tags: Home Loans, Lender
Friday, April 23rd, 2010
It is safe to say that the global financial crisis is behind us and with investor confidence on the rise; there is no doubt that the property market is becoming very buoyant. Both houses and apartments are being snapped up at a speedy rate so it’s important that when you find ‘the one’, you are financially prepared to be able to make an offer with the confidence that your borrowing power can support your bid. (more…)
Posted in Buying to Invest, First Time Buyers | April 23rd, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Lender, Variable loan, variable rate
Wednesday, April 7th, 2010
Borrowers looking for a low interest rate need to pay just as much attention to the comparison rate on the loan to determine if the loan is as good as it seems.
As rates continue to move and competition hots up in the mortgage market, borrowers hunting around for the best standard variable rate need to also check the comparison rate because it will give them a better indication of the loan’s true cost. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | April 7th, 2010 No Comments » Tags: Comparison rate, Fixed Rate, Home Loan, Home Loans, Interest Rates, Lender, rate rise, Variable loan, variable rate
Monday, March 29th, 2010
As competition between lenders heats up again, borrowers need to recognise the tell-tale signs that it could be time to refinance and see if they can get a better deal.
Whilst it’s common for many borrowers to occasionally feel frustrated by their mortgage, it is another thing altogether to determine whether it’s financially worth acting and the time is right to move to greener pastures. (more…)
Posted in Interest Rates, Refinancing | March 29th, 2010 1 Comment » Tags: Budget, Fixed Rate, Home Loan, Home Loans, Interest Rates, Lender, non-bank lenders, rate rise, Refinance, Variable loan, variable rate
Tuesday, March 23rd, 2010
2010 has turned into the year where non-bank lenders have escaped the shadow of the big banks! And with interest rates on the rise, competition is getting stronger which means consumers can gain greater value out of their loans if they do their research. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | March 23rd, 2010 No Comments » Tags: affordability, Budget, Credit Cards, Debt Consolidation, Equity, First Home Buyers, Fixed Rate, Home Loan, Home Loans, Interest Rates, Invest, Lender, non-bank lenders, rate rise, Refinance, Variable loan, variable rate
Thursday, February 18th, 2010
Competition within the mortgage market is set to intensify further as rates rise, creating greater disparity among established lenders in relation to benchmark rates, loan-to- value ratios and sales and service models.
However that as a result of this industry re-alignment, the borrower will be the clear winner and will benefit from a wider product choice, more concentrated levels of customer service and clearer segmentation across the lending market.
(more…)
Posted in Interest Rates, Refinancing | February 18th, 2010 3 Comments » Tags: Fixed Rate, Home Loan, Home Loans, Interest Rates, Lender, non-bank lenders, Refinance, variable rate
Monday, February 15th, 2010
Resi Home Loans is proud to announce that they are the Your Mortgage overall non-bank winner for Best Value Introductory Loan for Switch & Save.
Their award winning product, Switch & Save tops competition within the non-bank category not only because of its current low variable introductory rate of 5.70%* but also thanks to its competitive revert rate that kicks in after 24 months and no start-up or ongoing fees.
(more…)
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House, Refinancing | February 15th, 2010 No Comments » Tags: affordability, First Home Buyers, Home Loan, Home Loans, Interest Rates, Invest, Lender, Move House, Property, Refinance, Variable loan, variable rate
