If you’re a first home buyer or looking to refinance, as with choosing the perfect partner, choosing the best rate for you is really about finding your ideal type.
So what type of loan structure is right for you – right now? (more…)
Invest
The great rate debate
Tuesday, October 19th, 2010Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | October 19th, 2010 No Comments » Tags: Calculators, capped interest rate, Comparison rate, First Home Buyers, First Home Savers Account, Fixed Rate, Home Loan, home loan interest rate, home loan rate, Home Loans, honeymoon interest rate, honeymoon rate, Interest Rates, introductory interest rate, Invest, Mortgage, mortgage rate, rate rise, standard variable rate, tracking interest rate, Variable loan, variable rate
Get to know your lender
Tuesday, October 5th, 2010You’re about to borrow a significant sum of money for a property – probably the most you’ll ever borrow from anyone.
So stop now and ask yourself, have you taken the time to do some homework and find out more about who’s actually going to lend you that money? Because if you haven’t yet considered this, there’s no better time than now to find out why its so important. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Refinancing | October 5th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, First Home Savers Account, Home Loan, Home Loans, Invest, Lender, Mortgage, non-bank lenders, Property, Refinance, Upgrade, Variable loan, variable rate
Appreciating the benefits tax depreciation come tax time
Thursday, June 10th, 2010Did you know you could be missing out on thousands in tax savings each year because you are not fully maximising depreciation allowances on your investment property?
Depreciation is one of the most important (yet often overlooked) tax saving benefits available to investment property owners. Just like you claim wear and tear on a car purchased for income producing purposes, you can also claim the depreciation of your investment property against your taxable income. (more…)
Posted in Home Loan Tips, Property and Tax | June 10th, 2010 No Comments » Tags: Calculators, Depreciation, Interest Rates, Invest, Property, Renovate
Upgraders bring competition into the property market
Monday, May 3rd, 2010It seems that investors are not the only ones interested in capitalising on the current market opportunities. QBE LMI’s Chief executive officer Ian Graham believes that upgraders will also be contributing to property market movements in 2011.
Mr Graham believes the coming year will see upgraders stepping up to fill the demand gap created by the decline in first home buyer activity since the federal government’s boosted first home buyer stimulus was withdrawn. (more…)
Posted in Buying to Invest, First Time Buyers, Moving House | May 3rd, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Move House, Upgrade
Do you think it’s better to rent or own your home? What are you thoughts?
Wednesday, April 28th, 2010Read the full article here, http://bit.ly/cHTuuj
Have a read through and cast your vote on the blog poll or comment your thoughts below – we want to know: Would you rent as a lifestyle choice or would you prefer to live in a home that you own?
Posted in Buying to Invest, First Time Buyers, Moving House | April 28th, 2010 No Comments » Tags: affordability, First Home Buyers, Home Loan, Home Loans, Invest, Move House, Property, Rent
The advantages of pre-approving your loan
Friday, April 23rd, 2010It is safe to say that the global financial crisis is behind us and with investor confidence on the rise; there is no doubt that the property market is becoming very buoyant. Both houses and apartments are being snapped up at a speedy rate so it’s important that when you find ‘the one’, you are financially prepared to be able to make an offer with the confidence that your borrowing power can support your bid. (more…)
Posted in Buying to Invest, First Time Buyers | April 23rd, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Lender, Variable loan, variable rate
Investing is gaining popularity with over two thirds of Aussies wanting to reinvest in the property market
Thursday, April 22nd, 2010Borrowers are really starting to feel as though they’ve moved beyond the global financial crisis according to PRDnationwide’s most recent poll. Figures released show that investing is gaining popularity with over two thirds of Australians wanting to reinvest in the property market in the near future. (more…)
Posted in Buying to Invest | April 22nd, 2010 No Comments » Tags: Home Loan, Home Loans, Home Loans; Budget; Affordability; First Home Buyers; Investment, Invest, Property
Non-Bank Lenders – a refreshing alternative!
Tuesday, March 23rd, 20102010 has turned into the year where non-bank lenders have escaped the shadow of the big banks! And with interest rates on the rise, competition is getting stronger which means consumers can gain greater value out of their loans if they do their research. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | March 23rd, 2010 No Comments » Tags: affordability, Budget, Credit Cards, Debt Consolidation, Equity, First Home Buyers, Fixed Rate, Home Loan, Home Loans, Interest Rates, Invest, Lender, non-bank lenders, rate rise, Refinance, Variable loan, variable rate
DETERMINE WHETHER YOU’RE INVESTOR PROPERTY ‘READY’ BEFORE TAKING THE PLUNGE
Friday, February 19th, 2010Bullish property prices and high rental demand are creating renewed interest in the investment property market, but warns all categories of borrowers to take the time to determine firstly if they really are investor property ‘ready’ before they take the plunge.
The current conditions for investing have not only peaked the interest of established borrowers but also first home buyers and ‘upgraders’ who have re-directed their attention to the merits of investing instead, because of recent rate rises.
Posted in Buying to Invest, Interest Rates | February 19th, 2010 3 Comments » Tags: Budget, Equity, Home Loan, Home Loans, Interest Rates, Invest
Resi announced as WINNER of Your Mortgage’s BEST VALUE INTRO RATE – OVERALL NON BANK WINNER for Switch & Save!
Monday, February 15th, 2010Resi Home Loans is proud to announce that they are the Your Mortgage overall non-bank winner for Best Value Introductory Loan for Switch & Save.
Their award winning product, Switch & Save tops competition within the non-bank category not only because of its current low variable introductory rate of 5.70%* but also thanks to its competitive revert rate that kicks in after 24 months and no start-up or ongoing fees.
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House, Refinancing | February 15th, 2010 No Comments » Tags: affordability, First Home Buyers, Home Loan, Home Loans, Interest Rates, Invest, Lender, Move House, Property, Refinance, Variable loan, variable rate