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Did you know you could be missing out on thousands in tax savings each year because you are not fully maximising depreciation allowances on your investment property?
Depreciation is one of the most important (yet often overlooked) tax saving benefits available to investment property owners. Just like you claim wear and tear on a car purchased for income producing purposes, you can also claim the depreciation of your investment property against your taxable income. (more…)
Posted in Home Loan Tips, Property and Tax | June 10th, 2010 No Comments » Tags: Calculators, Depreciation, Interest Rates, Invest, Property, Renovate
It seems that investors are not the only ones interested in capitalising on the current market opportunities. QBE LMI’s Chief executive officer Ian Graham believes that upgraders will also be contributing to property market movements in 2011.
Mr Graham believes the coming year will see upgraders stepping up to fill the demand gap created by the decline in first home buyer activity since the federal government’s boosted first home buyer stimulus was withdrawn. (more…)
Posted in Buying to Invest, First Time Buyers, Moving House | May 3rd, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Move House, Upgrade
Read the full article here, http://bit.ly/cHTuuj
Have a read through and cast your vote on the blog poll or comment your thoughts below – we want to know: Would you rent as a lifestyle choice or would you prefer to live in a home that you own?
Posted in Buying to Invest, First Time Buyers, Moving House | April 28th, 2010 No Comments » Tags: affordability, First Home Buyers, Home Loan, Home Loans, Invest, Move House, Property, Rent
It is safe to say that the global financial crisis is behind us and with investor confidence on the rise; there is no doubt that the property market is becoming very buoyant. Both houses and apartments are being snapped up at a speedy rate so it’s important that when you find ‘the one’, you are financially prepared to be able to make an offer with the confidence that your borrowing power can support your bid. (more…)
Posted in Buying to Invest, First Time Buyers | April 23rd, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Lender, Variable loan, variable rate
Borrowers are really starting to feel as though they’ve moved beyond the global financial crisis according to PRDnationwide’s most recent poll. Figures released show that investing is gaining popularity with over two thirds of Australians wanting to reinvest in the property market in the near future. (more…)
Posted in Buying to Invest | April 22nd, 2010 No Comments » Tags: Home Loan, Home Loans, Home Loans; Budget; Affordability; First Home Buyers; Investment, Invest, Property
2010 has turned into the year where non-bank lenders have escaped the shadow of the big banks! And with interest rates on the rise, competition is getting stronger which means consumers can gain greater value out of their loans if they do their research. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | March 23rd, 2010 No Comments » Tags: affordability, Budget, Credit Cards, Debt Consolidation, Equity, First Home Buyers, Fixed Rate, Home Loan, Home Loans, Interest Rates, Invest, Lender, non-bank lenders, rate rise, Refinance, Variable loan, variable rate
Bullish property prices and high rental demand are creating renewed interest in the investment property market, but warns all categories of borrowers to take the time to determine firstly if they really are investor property ‘ready’ before they take the plunge.
The current conditions for investing have not only peaked the interest of established borrowers but also first home buyers and ‘upgraders’ who have re-directed their attention to the merits of investing instead, because of recent rate rises.
Posted in Buying to Invest, Interest Rates | February 19th, 2010 3 Comments » Tags: Budget, Equity, Home Loan, Home Loans, Interest Rates, Invest
Resi Home Loans is proud to announce that they are the Your Mortgage overall non-bank winner for Best Value Introductory Loan for Switch & Save.
Their award winning product, Switch & Save tops competition within the non-bank category not only because of its current low variable introductory rate of 5.70%* but also thanks to its competitive revert rate that kicks in after 24 months and no start-up or ongoing fees.
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House, Refinancing | February 15th, 2010 No Comments » Tags: affordability, First Home Buyers, Home Loan, Home Loans, Interest Rates, Invest, Lender, Move House, Property, Refinance, Variable loan, variable rate
The rising rate environment is creating greater rate disparity among the big four banks on standard variable loans, leading many borrowers to wonder where the competitive benchmark rate really is in the market.
Comparing the standard variable rates of the big four banks to get an average ‘benchmark’ rate has been a commonly used way for borrowers to know if they were getting a good deal from their lender, but it is now becoming increasingly irrelevant.
Posted in Buying to Invest, First Time Buyers, Interest Rates, Refinancing | February 3rd, 2010 No Comments » Tags: Home Loan, Home Loans, Interest Rates, Invest, Refinance, Variable loan, variable rate
With so much talk of increasing house prices and affordability – RP Data and Rismark are challenging this belief. From last week’s research, they claim that housing affordability has not declined since 2003. According to Rismark’s CEO, Christopher Joye, “There is an uninformed perception that houses are much more expensive now, compared to our household incomes, than they ever have been before.”
“But that is not correct, affordability in the housing market is not deteriorating rapidly, average house prices are not seven to eight times household incomes as is often quoted,” he says
Posted in Buying to Invest, First Time Buyers, Moving House | January 28th, 2010 3 Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Invest, Move House, Property