First Home Buyers
Wednesday, June 29th, 2011
With so much focus on the banning of exit fees, some interesting news for borrowers was almost overlooked from the recently delivered Queensland State Budget. (more…)
Posted in Uncategorized | June 29th, 2011 No Comments » Tags: First Home Buyers, government, Property Market, Stamp Duty, State Government, Upgrade
Friday, February 18th, 2011
The Federal Government’s draft regulations on exit fees in their current form will not do anything to promote competition in the mortgage market – but rather will do more to benefit the big banks. (more…)
Posted in Property and Tax | February 18th, 2011 No Comments » Tags: First Home Buyers, Home Loans; Budget; Affordability; First Home Buyers; Investment
Friday, November 26th, 2010
With yet another official rate announcement expected in just over a week to cap off the year, there are some sectors of the market with an obvious case of the rate wobbles.
This condition is characterised by the following symptoms: (more…)
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House, Refinancing, Uncategorized | November 26th, 2010 No Comments » Tags: First Home Buyers, Fixed Rate, Home Loan, home loan rate, Home Loans, Interest Rates, Mortgage, mortgage rate, Property Market, rate rise, RBA, standard variable rate, Variable loan, variable rate
Tuesday, October 19th, 2010
If you’re a first home buyer or looking to refinance, as with choosing the perfect partner, choosing the best rate for you is really about finding your ideal type.
So what type of loan structure is right for you – right now? (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | October 19th, 2010 No Comments » Tags: Calculators, capped interest rate, Comparison rate, First Home Buyers, First Home Savers Account, Fixed Rate, Home Loan, home loan interest rate, home loan rate, Home Loans, honeymoon interest rate, honeymoon rate, Interest Rates, introductory interest rate, Invest, Mortgage, mortgage rate, rate rise, standard variable rate, tracking interest rate, Variable loan, variable rate
Tuesday, October 5th, 2010
You’re about to borrow a significant sum of money for a property – probably the most you’ll ever borrow from anyone.
So stop now and ask yourself, have you taken the time to do some homework and find out more about who’s actually going to lend you that money? Because if you haven’t yet considered this, there’s no better time than now to find out why its so important. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Refinancing | October 5th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, First Home Savers Account, Home Loan, Home Loans, Invest, Lender, Mortgage, non-bank lenders, Property, Refinance, Upgrade, Variable loan, variable rate
Thursday, September 30th, 2010
Julia, Julie, Kristina, Anna, Quentin – and no doubt there’s more to come.
In case you haven’t noticed – there’s a pattern emerging in the world of business and politics where women are slowly, but surely, starting to take centre stage.
And that pattern has also transcended into the world of finance in terms of women empowering themselves in the ways of the property market. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips | September 30th, 2010 No Comments » Tags: Budget, Debt, Equity, First Home Buyers, Home Loan, Home Loans, Interest Rates, Mortgage, non-bank lenders, Property, Property Market, Variable loan, variable rate
Tuesday, September 28th, 2010
With the busy Spring property sale season now in full swing, there are plenty of potential buyers keen to get their toe in the door – at any price.
So with a few words of caution and in the wise words of my mother – remember to remove your rose-coloured glasses when you’re looking at any property as the emotional connection you create, may end up costing you serious money. (more…)
Posted in Buying to Invest, First Time Buyers, Moving House | September 28th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, First Home Savers Account, Home Loans, Move House, Property Market, Regional Property Market, Renovate
Thursday, September 23rd, 2010
With so many first home buyers opting for introductory or ‘honeymoon’ deals – what do you do when the honeymoon is over?
Whether you take advantage of the lower interest rate period by making additional payments into your mortgage or use the additional funds to pay for renovations, you’ll need to decide how to best use your mortgage once the ‘honeymoon period’ is over. (more…)
Posted in First Time Buyers, Home Loan Tips, Interest Rates | September 23rd, 2010 No Comments » Tags: First Home Buyers, Interest Rates
Tuesday, September 7th, 2010
Just to set the record straight, I’m the first one to admit I love a latte and that I get mildly excited at the notion that I can have the odd business meeting in the comfort of my local café.
So with my confession out of the way I hope you’ll now forgive me for sounding like a party pooper – but in Australia’s rush to culturally embrace a cosmopolitan café society, we’ve ignored the fact that the Europeans who were responsible for much of this influence, can more readily afford their style of entertaining, simply because they don’t share our philosophy and love affair with property ownership.
And therein lays a stumbling block for some. (more…)
Posted in Home Loan Tips | September 7th, 2010 1 Comment » Tags: affordability, Budget, First Home Buyers
Friday, August 27th, 2010
How times have changed.
Gone are the days when families had takeaway once a week (which usually consisted of fish and chips on Friday night) or when the biggest family night out was heading down to the local Chinese restaurant.
The fact is, it’s a tell-tale sign that things have changed when you can watch a 5 year-old eat sushi with chopsticks better than you can!
In short, there’s been a generational change in how we go about our social lives – and for some borrowers and aspiring home buyers, they simply can’t afford it because some of these social habits are holding them financially captive. (more…)
Posted in Uncategorized | August 27th, 2010 1 Comment » Tags: affordability, Budget, First Home Buyers, Saving, Spending
