According to the latest news coming from various economists, there is the increasing likelihood that the Reserve Bank may announce another rate cut in early February.
And this is more great news for many mortgage holders. (more…)
Credit Cards
Another rate cut – what could you do with that money?
Wednesday, January 25th, 2012Making financial improvements for 2012
Thursday, January 12th, 2012Sticking to twelve simple financial resolutions in 2012 can potentially save you thousands of dollars each year as well as the opportunity to redefine your financial plans.
And much of this is really just a matter of working with what you already have, by restructuring your existing arrangements so they work more effectively for you. (more…)
Tis the season to be savvy
Friday, December 23rd, 2011I love Christmas.
I love the trimmings, the trappings, the ribbon and the wrappings. So at the risk of not wanting to sound like the Grinch who stole Christmas…..
While you’re contemplating how much turkey/seafood/pudding you’ve consumed over the Christmas period – why not use some of that downtime to do an audit of your personal finances? (more…)
Are we heading back to the future?
Thursday, November 24th, 2011With continued reports of consumers becoming more conservative with their spending and making a concerted effort to pay down debt, could we be heading back to the future? (more…)
The World According to Ric
Tuesday, October 25th, 2011The Reserve Bank Deputy Governor, Ric Battelino, delivered a speech today at an investment conference on the latest economic and financial developments – and the news wasn’t all doom and gloom (more…)
Keeping a keen ear on what Glenn Stevens says
Tuesday, July 26th, 2011If today’s address at a business luncheon by Reserve Bank Governor Glenn Stevens is anything to go by, he has mentioned that subdued household spending will likely rebound “at some point” as consumers gain confidence in the sustainability of mining-led growth.
More specifically he said “some sectors are also seeing the impacts of a shift in household behaviour towards more conservatism after a long period of very confident behaviour.” (more…)
Back into rate mode
Friday, January 28th, 2011With the Reserve Bank returning back for their monthly meetings next Tuesday, speculation is mounting once more about what will happen to official interest rates. (more…)
Use it – don’t lose it! How to make the most of your tax return
Friday, July 16th, 2010Of course we know it’s better to give than to receive, but it’s still hard to beat receiving a cheque from the Tax Office. It’s one of those few times when you feel that rush of blood from having what is often seen as a cash bonus in your hot little hands.
However, if you’re also one of those people who starts to sweat when credit card or bank statements land in your mailbox - rather than feeling like that tax return is burning a hole in your pocket, instead, make it burn a hole in something that will take the pressure off you financially. (more…)
Have you been knocked back on a loan or credit card application?
Thursday, June 17th, 2010It’s important to have a good savings record. Being able to demonstrate a track record of putting money aside could make all the difference in reaching a number of goals. Check out these tips on SMH Money. http://bit.ly/bidioC