Calculators
Tuesday, November 2nd, 2010
It’s one of life’s ironies that a Reserve Bank announcement on interest rates will be handed down on the same day when more Australians than ever are having a flutter on our nation’s most loved horse race.
Because in reality, there’s no banking on the outcome of today’s official interest rate announcement and what it will mean for borrowers. Some odds are in favour of official rates staying as they are – but others are stacked in favour of the banks to raise their rates regardless. Either way – it’s a gamble to try and predict the result. (more…)
Posted in Home Loan Tips, Interest Rates | November 2nd, 2010 No Comments » Tags: Budget, Calculators, home loan rate, Home Loans, Interest Rates, rate rise, standard variable rate, Variable loan, variable rate
Tuesday, October 19th, 2010
If you’re a first home buyer or looking to refinance, as with choosing the perfect partner, choosing the best rate for you is really about finding your ideal type.
So what type of loan structure is right for you – right now? (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | October 19th, 2010 No Comments » Tags: Calculators, capped interest rate, Comparison rate, First Home Buyers, First Home Savers Account, Fixed Rate, Home Loan, home loan interest rate, home loan rate, Home Loans, honeymoon interest rate, honeymoon rate, Interest Rates, introductory interest rate, Invest, Mortgage, mortgage rate, rate rise, standard variable rate, tracking interest rate, Variable loan, variable rate
Thursday, October 7th, 2010
“We need to move – this house is too small / needs too much work / doesn’t suit our lifestyle anymore/ isn’t in the right location.”
Whatever the reason you decide you want to up sticks and move houses, you would do well to remind yourself that the cost to move homes doesn’t simply start and finish with the difference it may have cost you to upgrade to new digs. (more…)
Posted in Moving House, Property and Tax, Refinancing | October 7th, 2010 No Comments » Tags: affordability, Budget, Calculators, Home Loans, Interest Rates, Mortgage, Move House, Property Market, Refinance, Renovation, Spending, Stamp Duty
Thursday, June 10th, 2010
Did you know you could be missing out on thousands in tax savings each year because you are not fully maximising depreciation allowances on your investment property?
Depreciation is one of the most important (yet often overlooked) tax saving benefits available to investment property owners. Just like you claim wear and tear on a car purchased for income producing purposes, you can also claim the depreciation of your investment property against your taxable income. (more…)
Posted in Home Loan Tips, Property and Tax | June 10th, 2010 No Comments » Tags: Calculators, Depreciation, Interest Rates, Invest, Property, Renovate
