Interest Rates
Tuesday, December 7th, 2010
Working out exactly when the right time is to sell, is a little like working out the right time to fix a loan. In other words, it’s a tough one to call.
And at the moment (notwithstanding we’re coming into the Christmas season), it’s a challenging period to try and choose the right time to sell if that’s part of your game plan. (more…)
Posted in Home Loan Tips, Interest Rates, Moving House | December 7th, 2010 No Comments » Tags: Budget, Home Loan, Move House, Property Market
Friday, November 26th, 2010
With yet another official rate announcement expected in just over a week to cap off the year, there are some sectors of the market with an obvious case of the rate wobbles.
This condition is characterised by the following symptoms: (more…)
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House, Refinancing, Uncategorized | November 26th, 2010 No Comments » Tags: First Home Buyers, Fixed Rate, Home Loan, home loan rate, Home Loans, Interest Rates, Mortgage, mortgage rate, Property Market, rate rise, RBA, standard variable rate, Variable loan, variable rate
Friday, November 12th, 2010
“Should I stay or should I go?” famously sang The Clash for the first time back in 1982.
And ironically this was the year before the banking industry in Australia was deregulated and the mortgage sector then opened up to allow borrowers access to a much more competitive market.
After 1983, borrowers indeed found themselves asking should we stay with what we know, or should we look elsewhere. And now, here are borrowers more than twenty years on, once again asking themselves the same question. (more…)
Posted in Home Loan Tips, Interest Rates, Refinancing | November 12th, 2010 No Comments » Tags: Interest Rates, non-bank lenders, rate rise
Tuesday, November 2nd, 2010
It’s one of life’s ironies that a Reserve Bank announcement on interest rates will be handed down on the same day when more Australians than ever are having a flutter on our nation’s most loved horse race.
Because in reality, there’s no banking on the outcome of today’s official interest rate announcement and what it will mean for borrowers. Some odds are in favour of official rates staying as they are – but others are stacked in favour of the banks to raise their rates regardless. Either way – it’s a gamble to try and predict the result. (more…)
Posted in Home Loan Tips, Interest Rates | November 2nd, 2010 No Comments » Tags: Budget, Calculators, home loan rate, Home Loans, Interest Rates, rate rise, standard variable rate, Variable loan, variable rate
Friday, October 29th, 2010
In the current climate of rising rates – it’s all about interest.
And I’m not just talking about the interest on your loan, but working out ways to make your mortgage work in the best interests of your financial wellbeing. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates | October 29th, 2010 No Comments » Tags: Budget, Home Loan, home loan rate, Home Loans, Interest Rates, loan repayment, loan repayment calculator, rate rise, Saving, standard variable rate, Variable loan, variable rate
Tuesday, October 19th, 2010
If you’re a first home buyer or looking to refinance, as with choosing the perfect partner, choosing the best rate for you is really about finding your ideal type.
So what type of loan structure is right for you – right now? (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | October 19th, 2010 No Comments » Tags: Calculators, capped interest rate, Comparison rate, First Home Buyers, First Home Savers Account, Fixed Rate, Home Loan, home loan interest rate, home loan rate, Home Loans, honeymoon interest rate, honeymoon rate, Interest Rates, introductory interest rate, Invest, Mortgage, mortgage rate, rate rise, standard variable rate, tracking interest rate, Variable loan, variable rate
Thursday, September 23rd, 2010
With so many first home buyers opting for introductory or ‘honeymoon’ deals – what do you do when the honeymoon is over?
Whether you take advantage of the lower interest rate period by making additional payments into your mortgage or use the additional funds to pay for renovations, you’ll need to decide how to best use your mortgage once the ‘honeymoon period’ is over. (more…)
Posted in First Time Buyers, Home Loan Tips, Interest Rates | September 23rd, 2010 No Comments » Tags: First Home Buyers, Interest Rates
Monday, July 5th, 2010
It shouldn’t be a surprise for borrowers if another rate rise is announced, whether it’s tomorrow or sometime in the coming months at another Reserve Bank meeting.
What is a surprise however is that there are still some borrowers ill-prepared for the almost inevitable rise in their mortgage repayments and who are either praying for a miracle – or hoping something, or someone, will come along to save them from financial redress. And that’s no way to manage your finances.
(more…)
Posted in Home Loan Tips, Interest Rates | July 5th, 2010 No Comments » Tags: Home Loan, Home Loans, Interest Rates, rate rise
Wednesday, June 16th, 2010
Ever wondered what life is like outside the Big Banks? Ever seen ads for small home loan lenders with crazy low rates and thought it’s just too good to be true?
Check out how much you can save with Resi on the Mozo website. http://bit.ly/cjo5R2
Posted in Home Loan Tips, Interest Rates, Refinancing | June 16th, 2010 No Comments » Tags: affordability, Home Loan, Home Loans, Interest Rates, non-bank lenders
Friday, June 4th, 2010
The property market has remained strong for the past 12 months, but now amid concerns of rising interest rates and threats of a global economic slowdown – property buyers are holding back.
While auctions account for less than a quarter of all dwelling transactions nationally, Cameron Kusher, senior research analyst at Rpdata.com says, “auction clearance rates provide an excellent indication of current market sentiment; the results are more timely than private treaty results which are subject to time lags.” (more…)
Posted in Buying to Invest, First Time Buyers, Interest Rates, Moving House | June 4th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, Home Loan, Home Loans, Move House, Property, Property Market, Upgrade
