Home Loan Tips
Tuesday, December 7th, 2010
Working out exactly when the right time is to sell, is a little like working out the right time to fix a loan. In other words, it’s a tough one to call.
And at the moment (notwithstanding we’re coming into the Christmas season), it’s a challenging period to try and choose the right time to sell if that’s part of your game plan. (more…)
Posted in Home Loan Tips, Interest Rates, Moving House | December 7th, 2010 No Comments » Tags: Budget, Home Loan, Move House, Property Market
Monday, November 22nd, 2010
Another potential interest rate rise, another round of Christmas presents to buy, another end-of-year social function to attend – and another bank balance goes begging.
So let’s not pull any punches here – December is an expensive month any way you look at it. (more…)
Posted in Home Loan Tips, Uncategorized | November 22nd, 2010 No Comments » Tags: affordability, Budget, Christmas, Debt, Home Loan, Home Loans, Saving, Spending
Friday, November 12th, 2010
“Should I stay or should I go?” famously sang The Clash for the first time back in 1982.
And ironically this was the year before the banking industry in Australia was deregulated and the mortgage sector then opened up to allow borrowers access to a much more competitive market.
After 1983, borrowers indeed found themselves asking should we stay with what we know, or should we look elsewhere. And now, here are borrowers more than twenty years on, once again asking themselves the same question. (more…)
Posted in Home Loan Tips, Interest Rates, Refinancing | November 12th, 2010 No Comments » Tags: Interest Rates, non-bank lenders, rate rise
Tuesday, November 2nd, 2010
It’s one of life’s ironies that a Reserve Bank announcement on interest rates will be handed down on the same day when more Australians than ever are having a flutter on our nation’s most loved horse race.
Because in reality, there’s no banking on the outcome of today’s official interest rate announcement and what it will mean for borrowers. Some odds are in favour of official rates staying as they are – but others are stacked in favour of the banks to raise their rates regardless. Either way – it’s a gamble to try and predict the result. (more…)
Posted in Home Loan Tips, Interest Rates | November 2nd, 2010 No Comments » Tags: Budget, Calculators, home loan rate, Home Loans, Interest Rates, rate rise, standard variable rate, Variable loan, variable rate
Friday, October 29th, 2010
In the current climate of rising rates – it’s all about interest.
And I’m not just talking about the interest on your loan, but working out ways to make your mortgage work in the best interests of your financial wellbeing. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates | October 29th, 2010 No Comments » Tags: Budget, Home Loan, home loan rate, Home Loans, Interest Rates, loan repayment, loan repayment calculator, rate rise, Saving, standard variable rate, Variable loan, variable rate
Tuesday, October 19th, 2010
If you’re a first home buyer or looking to refinance, as with choosing the perfect partner, choosing the best rate for you is really about finding your ideal type.
So what type of loan structure is right for you – right now? (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Interest Rates, Refinancing | October 19th, 2010 No Comments » Tags: Calculators, capped interest rate, Comparison rate, First Home Buyers, First Home Savers Account, Fixed Rate, Home Loan, home loan interest rate, home loan rate, Home Loans, honeymoon interest rate, honeymoon rate, Interest Rates, introductory interest rate, Invest, Mortgage, mortgage rate, rate rise, standard variable rate, tracking interest rate, Variable loan, variable rate
Tuesday, October 12th, 2010
In the midst of planned or unplanned changes to your personal circumstances there is still the issue of finances and often your mortgage to consider. But with some careful thought, there are strategies you can apply to ensure you keep in control of your financial situation, so it doesn’t end up controlling you. (more…)
Posted in Home Loan Tips | October 12th, 2010 1 Comment » Tags: Budget, Home Loan, Home Loans, Move House, Rent, Saving, Spending, Variable loan
Tuesday, October 5th, 2010
You’re about to borrow a significant sum of money for a property – probably the most you’ll ever borrow from anyone.
So stop now and ask yourself, have you taken the time to do some homework and find out more about who’s actually going to lend you that money? Because if you haven’t yet considered this, there’s no better time than now to find out why its so important. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips, Refinancing | October 5th, 2010 No Comments » Tags: affordability, Budget, First Home Buyers, First Home Savers Account, Home Loan, Home Loans, Invest, Lender, Mortgage, non-bank lenders, Property, Refinance, Upgrade, Variable loan, variable rate
Thursday, September 30th, 2010
Julia, Julie, Kristina, Anna, Quentin – and no doubt there’s more to come.
In case you haven’t noticed – there’s a pattern emerging in the world of business and politics where women are slowly, but surely, starting to take centre stage.
And that pattern has also transcended into the world of finance in terms of women empowering themselves in the ways of the property market. (more…)
Posted in Buying to Invest, First Time Buyers, Home Loan Tips | September 30th, 2010 No Comments » Tags: Budget, Debt, Equity, First Home Buyers, Home Loan, Home Loans, Interest Rates, Mortgage, non-bank lenders, Property, Property Market, Variable loan, variable rate
Thursday, September 23rd, 2010
With so many first home buyers opting for introductory or ‘honeymoon’ deals – what do you do when the honeymoon is over?
Whether you take advantage of the lower interest rate period by making additional payments into your mortgage or use the additional funds to pay for renovations, you’ll need to decide how to best use your mortgage once the ‘honeymoon period’ is over. (more…)
Posted in First Time Buyers, Home Loan Tips, Interest Rates | September 23rd, 2010 No Comments » Tags: First Home Buyers, Interest Rates
